If you ever get a speeding ticket, DUI, or any other type of driving offense, the information appears on your driving record. Additionally, your accident history also appears on your driving record. Do these things affect your insurance rates, though? If so, what are the effects, and how long do they last? Here is an explanation of how this works with auto insurance.
Tickets Last for a Set Number of Years
If you ever experience a total or partial loss of your home and have homeowners' insurance, you can file a claim for your losses. When it comes to your personal belongings, you might wonder how the insurance company will handle the compensation they offer for the claim. The way they handle it depends on several factors, including your insurance policy coverage and the things you own. Here are several things to know about how this works with a home insurance claim.
When buying insurance for your car, do you seek the help of an auto insurance agent, or do you opt for a broker? While both are experts in the market, an agent is different from a broker in the ways below.
Differences Between the Two
While both serve as a link between an insurance company and potential insurance buyers and have state licenses permitting them to sell policies, they are different.
If you own a home, protecting it through the purchase of homeowners' insurance is critically important. In addition to protecting your property from financial devastation, should the home be damaged or destroyed, homeowners' insurance coverage allows families to move forward more easily to rebuild or purchase another home.
While homeowners generally understand the benefits of having homeowners' insurance, most would love to find a way to reduce the cost of their annual insurance premium.
Do you own or run a trucking company? If so, then you understand thenumerous risks associated with the business. Trucks are a huge investment. And while you cannot predict what happens once they get on the road, the least you can do is ensure they are always protected from unseen problems. This is where commercial truck insurance comes in to give you peace of mind, knowing that whatever happens, your assets and employees are covered.
