Getting in a car accident is bad enough, but it can be even worse when you find out that the person responsible for causing the accident does not have any auto insurance. If you are in this situation and if you have auto insurance, you might have nothing to worry about. Here are several things to know about this type of situation and tips to help you know how to handle it if you are ever involved in an accident like this.
No one wants to get into an auto accident, but if you ever get involved in one, you want your auto insurance carrier to settle your claim as soon as possible. Below are some of the things you can do to ensure that happens.
Exchange Insurance Information
If the accident involves more than one car, exchange insurance information with the other driver before you leave the scene of the accident. The exchange serves various purposes.
Auto insurance is an important product to purchase if you own a car or drive, but it can also be confusing when it comes to choosing which types of coverages you should have. One of the options you can choose to carry is called collision coverage, and while this is the most expensive type of coverage you can have, it is also the most comprehensive. If you are not sure if you should have this or not, here are several questions to analyze that may help you decide.
A driver's license is a legal tool you need to drive a car, and along with having a driver's license, you will also need to have auto insurance in order to legally drive. There are times, though, when people will want to purchase auto insurance even when they do not have a driver's license. If you are in this situation, here are three things you should know.
Why a person would want insurance if they do not have a license
If you have ever come home to find that someone has broken into your home and ransacked it, you probably understand how devastating this can be. Fortunately, though, if you had homeowner's insurance, you probably had coverage for the damage and losses you experienced from this event. If you want to avoid ever having to file a claim again for a break-in and if you want to keep your insurance rates lower, here are some tips to help you prevent this from happening.
