insurance

Why You Should Do An Auto Insurance Annual Rate Check Every Year

There are so many people that purchase auto insurance policies and never adjust or modify them for as long as they own the same car. For some people, this could be years without ever talking to an agent or completing a rate check on the policy. While this is an option, it is always better to complete a rate check each year with your insurance agency, and here are some of the reasons you should make a habit of doing this annually.

How Well Should You Insure Your Home Against Freak Accidents?

Your home is probably your biggest asset to date. Though a home insurance is not required by law, some mortgage companies demand that you get one before they can give you the mortgage. Whether by choice or because of a mortgage deal, you find yourself needing one. Now you are wondering whether your policy is giving you enough coverage. Are You Covered? A standard home insurance policy typically covers the dwelling and the area it stands on, any fence and shed, yourself and your family as well as third party injuries at your premises.

Can You Start Your Business Without Insurance?

Starting a business is no walk in the park. Sure, the possibilities are tremendous, however, the risk associated with it can also get very problematic. You have to be smart when making decisions that could affect the future of your business. One of the arguments when starting a business is about getting insurance. One might argue that they can put insurance on hold until the business begins to grow. But that's just it.

3 Ways To Reduce Life Insurance Monthly Payments

Life insurance policies are an important part of safeguarding you and your family against the financial risk that can come with a sudden illness or unexpected accident. However, the monthly cost associated with maintaining a life insurance policy can be financially restrictive for some families. Thankfully, there are a few things that you can do to reduce your life insurance premiums each month, while also making yourself healthier and less at risk for health concerns.

Why Reevaluate Property Insurance After Construction Is Complete

Every property needs insurance coverage whether it's still under construction or the construction is complete. However, the insurance needs of a home under construction are markedly different from that of a standing house. If you have insured your house during the construction phase (and you should), you will need to upgrade to or buy new homeowners insurance after construction is done. Here are three major reasons this is necessary: The Builders Risk Insurance Will Expire